~Making A Difference~

Believe it or not, not everyone wants to be a millionaire!

Oh, the words coming out of their mouth may be saying
that’s what they think they want but:

• First of all, most people simply don’t believe that it’s
possible.

• Second, a million dollars is a figure most people can’t
comprehend.

• Third, if they’re honest about it, too few want the
responsibility of it.

If I did a survey most will say they want enough money to
have a comfortable lifestyle, pay their bills, enough to
lessen the stress of our insane economic times etc. Our
happiness doesn’t come from the dollars we have, it comes
from the satisfaction we feel, being able to do the things
that it [money] does. Whether that’s paying a bill, sending
the kids to college, helping aging parents or go on
vacation. It’s simply a medium we use for exchange.

You see the average American will have manually earned a
million dollars in their life time. Here comes the rub,
receiving, keeping, and the frequency of regenerating a
million dollars, that is the key.

I’ve heard the saying ‘the movement of money creates
wealth’ at first I laughed and commented, ‘Yeah, it moves
alright, from my hand to the bill collectors hand.”

There is an obscure book written by John Hosher in 1960,
titled, “Seed Money - The Law of the Tenfold Return and How
it Works” and later rewritten by Jon Speller. In those
writings I discovered an age old formula based of my
subject of gifting and seed planting.

Like ‘the Secret’ and ‘The Law of attraction’ there was
also a formula that some attempted keep a secret from the
masses, and that was the principles and formula behind ‘the
Law of the Tenfold Return’ or ‘Seed Money’ or in today’s
terms it’s called ‘Gifting’

Even though there was an attempt to keep it secret, there
is nothing secret about it. If you are of the Christian
faith you can go to the index of your Bible and look up the
words giving, gifts, receiving and you can find it in both
the old and new testaments. John H also mentions that Jesus
knew about seed money as told in the story of the loaves
and fishes.

There has been a lot of bad press on gifting programs,
calling them illegal or scams. Those who would diminish
this activity simply don’t ‘get it’. Perhaps, they thought
it was magic, but it’s not. It is a proven formula with
principles that need to be followed for one to see results
from it.

Giving/Gifting has been around in all societies for as long
as history has been told. It has been used by individuals
as well as organizations very effectively. The biggest
difference in then and now has to do with attitude. In our
modern society we have been lead to believe we can have
something for nothing and do nothing to get something.
There are NO FREE lunches!

The message that John Hosher was attempting to get across
with the ‘Seed Money’ formula was that it is an ‘expected
return’, making it different than just giving to be
righteous, or tithing. When have the opportunity to read
the book you’ll note many famous and wealthy people who
applied the formula and are in our history books today.

The question now, is why aren’t more people practicing it?

Let’s get one thing clear ‘seed money’ isn’t the ‘Law of
Attraction’; even though it has similar characteristics,
‘seed money’ is a defined application. There is no mooning
over, no wishin’, no hopin’, it has a formula to it.

Seed Money is an expected return.

John uses farmers as an example. They know what they want
to harvest so they plant the like ‘seeds’. They don’t plant
corn seeds and expect green beans at harvest.

The parallel or common denominator with the ‘law of
attraction’ and ‘seed money’ is attitude and belief.

The greatest thing about giving, gifting and planting seed
money is; no one can stop you from doing it, No One!

Anyone can practice this! No matter their age, gender,
education, economic level. The only thing stopping you is
you and not knowing the formula on how it works.

You can practice this activity alone or you can have a
buddy system. I personally like the buddy system. There is
an element of fun and delight that you can share when you
see that it works. 

You can build a fortune using Seed Money/Gifting.

One last thing, there’s a saying that goes, ‘Be careful
what you ask for, you may get it!”

I’d like to add this, “Be careful HOW you ask for it, you
may get that too” Attitude is everything.

©Written by Sharon Morin www.seedmoneyinmotion.info

All rights reserved. This article may be used as long as
the author and contents are kept in tact and nothing is
changed.

We’ve all heard about balancing the things we do in our lives, but lately I’ve been learning a different approach and that is about living in harmony.

This is not only about our personal life, but in our professional life.  If you can, picture this, it may help. 

Music is a universal language.

We all have a song [a purpose] in life, whether we want to admit it or not.  We all want to be heard.

There is everyone from a one man band to great orchestras and with in these scenes are:

•       The players [you and me] or the students

•       Then among these may be the self taught,

•       the teachers or instructors

•       the band leaders and the conductors.

•       and last but not least the audience they play to.

Everyone plays a different instrument each with it’s own sound.  The same is true in our lives and professions. 

Everyone learns at a different pace and most like different sounds.

The key is finding your sound and/or your voice with your instrument of choice.

You don’t get to be a great sounding player overnight. No orchestra is introduced without one thing from it’s members:

•       Practice,

•       Practice

•       and more practice.

And if after repeated attempts to play a chosen instrument some may conclude that it just isn’t working for them, they may want to choose another.

You may be one of those that can play many instruments well, but that too takes time.  There is yet another class of players that learn by ear, they pick up tune almost instantly. But that is just replicating someone else’s sound.  In time they develop their own but again not without much thought and practice.

The intended result in all of this is to have a group that is in harmony with each other.  I mean, who wants to listen to screeching sound?  Sounds that makes you want to run.

Because life is like a band, it can easily turn out to be mass confusion with a sound no one wants to listen to.

This is where a great leader or conductor comes in, they’ve probably been there, where you or I are now, in the player’s seat and have experienced the same thing you or I may be going through.  A good leader or conductor doesn’t yell or belittle they guide and lead.  Their intention is to have us be in harmony with each other. 

Listen and watch a large band or orchestra sometime at what the conductor and the musicians [player] are doing, notice each one and feel the energy in their harmony.

Now, take all that I’ve just said and put it in to focus on our personal lives.  Ask your self:

•       what tune am I playing or song am I singing,

•       what instrument am I playing to put harmony in my life and my family’s life. 

•       Am a patient, understanding member or leader with my family, do I listen or yell.

•       Am I demanding and controlling or do I allow others to [play their own instrument] be themselves by finding their niche. 

•       When someone visits my home, is it a place where they’d like to return or do they cringe.

Maybe, I’m in training, who do I take my queue from?  If I want the best scenario and a successful outcome to whom would I listen, the already successful one or someone not so successful?

Let’s take that another step.  If I want to own and operate my own business or be in a top management position of someone else’s business, how would I begin? 

•       Who would I take my lead from? 

•       Am I equipped to do the job at hand?

•       If I don’t have the skills, how do I get them.

•       If I don’t have the qualities of a great leader, how do I acquire them?

•       Is this what I really want to be doing?

Just like the ‘now’ conductor, we all begin at the beginning.

Make it your intention to be a conductor of a great life, personal and professional, or if you are satisfied with being a player, then be a great one and play your heart out for the greatest sound you can. 

Get in harmony within yourself and others will listen.

By Sharon Morin.

Copywrited 2008

WARNING this is not for the faint of heart!

HOW OLD ARE YOU?  35, 55, 65? 

If you can read this you are old enough to get the message, now, before it’s too late. 
Have you ever heard the old saying, ‘don’t have a pot to pee in, nor a window to throw it out of’? Well, that’s where retirement can take you when you don’t plan!

Retire - retirement? Say the word out loud.

What exactly does that mean?   Retire - Re-tire!

Is that like a car tire that you re-tread? 
But this time you only get limited miles and a limited warranty on them.
Or perhaps it’s a do-over?  You know, like when we were kids and we were playing or doing something and goofed up, so we asked for a do-over. 

Re-tire, hmm, maybe it means you were tired to begin with and now they are going to let you have a final do-over. Only this time you are twice as tired and twice as broke!!

My dictionary says to retire means to go away, retreat, with-draw, to go to bed, or take out of circulation!

Are you done laughing yet?

Well, ‘sweet cheeks’, IT IS NOT FUNNY.

Hello??  Where the hell did I go anyway?  I didn’t know I had gone away, I’m Not in bed, and if I’m only out of circulation because some a..h… says I have to be. 

And Re-tread means: a person who is called back or returns to service or to tread again.
Wonder if that means all the folks that have ended up as a greeter at the local Wal-Mart or at McDonald’s? 

You really need to get you mind around what I’ve just said.  Because, Baby, it’s going to happen to you, just like it has to millions of others!

Pushed into Poverty in the land of plenty. There is something terribly wrong with this picture.

This is just my story or should I say ‘my nightmare’.  Retirement is not for sissy’s and I did not jump for joy the day I retired, as so many might think. 

You see, I turned 65 last month.  I worked most of my life until about 10 yrs ago when I became disabled.  So, I have PAID my dues, I have paid and paid and paid for 40 years. Oh, I know SS was never meant to be a retirement plan.

I had my world rocked the day I found out that I was better off sick and disabled, the day I was told ‘times up’ ‘you’re done’ you are officially retired. 

I’m one of the lucky ones, by being vested with my employer I get a pension. 

No, I didn’t plan for it.  The truth is I just didn’t think about it. 
It’s like driving in the Indy 500 mile race back in the 50’s there’s some planning - most of all you’re all pumped up for the start and looking for the win at the end. 
You know you’re in the race, I mean you have to drive the car and that’s all you think about. 
The rush is over and the race is seemingly done. But there is only one that comes in, in first place. And if you’re not the lead dog, the view’s the same!  You set there exhausted, shaking your head,  maybe thinking ‘next time’.  But now, you realize that there is no do-over when comes to retirement.

You see, not only was my income [benefits] cut in half, but my health insurance premium tripled.  AND then they have the audacity to tell me that they can still take state and federal taxes out on my $pitence.  And believe you me, if you live in the state of Indiana, they will squeeze every thin dime out of you they can, it doesn’t matter how sick or retired or poor you are.  [unless, of course, you a re on welfare] hmm, now there’s an idea, maybe I should start popping out babies via artificial insemination.  And they wonder why some people go on and stay on welfare, well, duh, it pays more!

When you hit Re-Tirement does it mean your bills ‘go away’ by magic? 
Do you eat less, drive less, stop taking you meds if you need them, wear tattered clothes, what do you give up this month?  And DO NOT plan on Social Secuity

Or here’s a surefire way of getting money, lose your identity, go across one of
our open borders and then sneak back in and pretend to be an alien.  Maybe you’ll get free health care, probably get some food stamps, or steal someone else’s id and get what you could from that. Or get some employer to hire me and pay me under the table.

The point is you better do something NOW, not Later!! Here’s something interesting. ‘10 ways to retire broke’.

You need to get p.o’d and not get left out in the cold. 

What you do, to stash or make money, for OLD Age is up to you.  Just do it, because retirement is not for sissy’s and don’t make the mistake of thinking it won’t happen, otherwise you’ll wake up one day, and ‘it’ has arrived and even though your body has slowed down, your mind doesn’t think it’s old or over. 

Do your homework on what you chose to do, don’t allow yourself to get taken in by all the crap that’s floating around out there.  You need to find out how the rich people do it, how they get around government bureaucracy, how and where they put their money, (like Nevada Corps, offshore investments etc.] Google it!!!

Because, unless you have some very loving and able relatives and friends;
you are going to be up sh-t creek without a paddle. 

I may be Whining, but I’m Still Shining

Sharon Morin, CMU7

www.eazsuccess.info  for an idea on long term income